{"id":7777,"date":"2024-06-13T16:44:45","date_gmt":"2024-06-13T16:44:45","guid":{"rendered":"https:\/\/lvt.avze.net\/a-banking-style\/his-principles\/"},"modified":"2024-10-16T13:56:31","modified_gmt":"2024-10-16T13:56:31","slug":"his-principles","status":"publish","type":"page","link":"https:\/\/www.luisvallstaberner.com\/en\/a-banking-style\/his-principles\/","title":{"rendered":"His Principles"},"content":{"rendered":"[vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” bg_color=”#ffffff” bg_image=”11901″ bg_position=”center top” background_image_loading=”default” bg_repeat=”no-repeat” scene_position=”center” top_padding=”4%” bottom_padding=”4%” text_color=”light” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” color_overlay=”#0a0a0a” overlay_strength=”0.5″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” parallax_bg=”true” parallax_bg_speed=”fast” gradient_type=”default” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_row_inner equal_height=”yes” content_placement=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” top_padding=”15%” bottom_padding=”14%” text_align=”left” row_position=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” pointer_events=”all”][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” overflow=”visible” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/2″ tablet_width_inherit=”default” animation_type=”default” enable_animation=”true” animation=”fade-in” animation_easing=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” offset=”vc_col-lg-6 vc_col-md-6 vc_col-xs-12″][vc_column_text css=”.vc_custom_1718349147498{padding-bottom: 20px !important;}” text_direction=”default”]BANKER<\/span>[\/vc_column_text][split_line_heading animation_type=”default” text_direction=”default”]\n

A Style of\u00a0Banking<\/h1>\n

His Principles<\/h3>\n[\/split_line_heading][\/vc_column_inner][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” overflow=”visible” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/4″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” offset=”vc_hidden-sm vc_hidden-xs”][vc_custom_heading text=”” google_fonts=”font_family:Roboto%3A100%2C100italic%2C300%2C300italic%2Cregular%2Citalic%2C500%2C500italic%2C700%2C700italic%2C900%2C900italic|font_style:100%20light%20regular%3A100%3Anormal”][\/vc_column_inner][vc_column_inner column_padding=”padding-6-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”bottom-right” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” overflow=”visible” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/4″ tablet_width_inherit=”default” animation_type=”default” enable_animation=”true” animation=”fade-in-from-bottom” animation_easing=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” offset=”vc_col-xs-12″ column_padding_type=”default” gradient_type=”default”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”90px” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”column_reverse” scene_position=”center” top_padding=”2%” bottom_padding=”0%” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” shape_type=”” gradient_type=”default”][vc_column column_padding=”padding-1-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”top” bottom_margin=”0px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”2\/3″ tablet_width_inherit=”small_desktop” animation_type=”default” enable_animation=”true” animation=”fade-in-from-bottom” animation_easing=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default”][vc_column_text css=”.vc_custom_1729084960103{padding-top: 10px !important;padding-bottom: 20px !important;}” text_direction=”default” el_class=”intro-pagina-contenido”]Banco Popular was Luis Valls\u2019s personal commitment and he \u00a0left an indelible mark on its development and growth.\u00a0\u201cThe Popular was him,\u201d<\/em>\u00a0is how those who worked alongside him for decades expressed it, defining a complete alignment between the entity\u2019s operating philosophy and the personality of its president. If he had certain principles, the bank reflected them.[\/vc_column_text][\/vc_column][vc_column column_padding=”padding-1-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”top” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”small_desktop” animation_type=”default” enable_animation=”true” animation=”fade-in-from-bottom” animation_easing=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” delay=”100″][vc_wp_custommenu nav_menu=”32″ title=”BANKER” el_class=”menu-lateral”][vc_wp_custommenu nav_menu=”38″ title=”A BANKING STYLE” el_class=”menu-etapas”][\/vc_column][\/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”default” equal_height=”yes” content_placement=”top” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” top_padding=”0%” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column top_padding_desktop=”10″ bottom_padding_desktop=”10″ left_padding_desktop=”0″ right_padding_desktop=”0″ column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”advanced” gradient_type=”default”][vc_gallery css=”” type=”flickity_static_height_style” images=”11988,11864″ flickity_spacing=”5px” flickity_controls=”none” flickity_overflow=”visible” flickity_wrap_around=”no-wrap” flickity_box_shadow=”none” image_loading=”default” display_title_caption=”true” onclick=”link_image” flickity_img_height=”600″][\/vc_column][\/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”90px” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”column_reverse” scene_position=”center” top_padding=”2%” bottom_padding=”2%” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” shape_type=”” gradient_type=”default”][vc_column column_padding=”padding-1-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”top” bottom_margin=”20px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”small_desktop” animation_type=”default” enable_animation=”true” animation=”fade-in-from-bottom” animation_easing=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default”][vc_column_text css=”” text_direction=”default” el_class=”titulo-parrafo-contenido”]\n

Solvency, efficiency, profitability, transparency, and independence<\/h3>\n[\/vc_column_text][vc_row_inner column_margin=”60px” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” top_padding=”15″ text_align=”left” row_position=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” pointer_events=”all”][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” overflow=”visible” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text css=”” text_direction=”default”]No more, no less \u2014 these were the hallmarks of Banco Popular, which everybody knew. Luis Valls himself outlined and described 1 <\/sup>them after nearly forty years since his arrival at the bank:<\/p>\n

Regarding solvency, he said: “We are a classic commercial bank with a minimal industrial portfolio. Stick to what you know best. We have opted for a clientele not consisting of colossal companies, but of medium or small creditors, and for diversification across economic sectors.”<\/em><\/p>\n

On efficiency, he maintained: “The virtue that Banco Popular has sought to cultivate has not been intuitive brilliance, but technical prudence. And, responsibilities have been distributed through the various levels of command.\u201d<\/em><\/p>\n

He explained profitability thus: “Perhaps the most accurate characteristic has been to prefer safety and profitability over adventure and size, financial quality over quantity. This modesty has kept us somewhat on the sidelines in the race among the big players in the sector but, on the other hand, it has enabled us to rank first in profitability.”<\/em><\/p>\n

On transparency, there was no room for doubt: \u201cIn the archives there are no numbers hidden from the tax authorities, monetary authorities, the media, or the shareholders. Banco Popular is always an open book.<\/em><\/p>\n

Finally, he defined independence as: \u201cNo person, family, or group has dominated the shareholding, which is widely distributed among people of all backgrounds, people who have reiterated their trust in administrators without internal tensions and with a sense of tradition, continuity, and foresight.\u201d<\/em>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” equal_height=”yes” content_placement=”top” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” top_padding=”2%” bottom_padding=”2%” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column top_padding_desktop=”10″ bottom_padding_desktop=”10″ left_padding_desktop=”0″ right_padding_desktop=”0″ column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”advanced” gradient_type=”default”][vc_gallery css=”.vc_custom_1718876375150{padding-right: 0px !important;padding-left: 0px !important;}” type=”flickity_static_height_style” images=”8151″ flickity_spacing=”default” flickity_controls=”none” flickity_overflow=”visible” flickity_wrap_around=”no-wrap” flickity_box_shadow=”none” image_loading=”default” onclick=”link_image” img_size=”full” flickity_img_height=”600″][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” equal_height=”yes” content_placement=”top” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” top_padding=”2%” bottom_padding=”2%” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column top_padding_desktop=”10″ bottom_padding_desktop=”10″ left_padding_desktop=”0″ right_padding_desktop=”0″ column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”advanced” gradient_type=”default”][\/vc_column][\/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”90px” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” top_padding=”2%” bottom_padding=”2%” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” shape_type=”” gradient_type=”default”][vc_column column_padding=”padding-1-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”top” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”small_desktop” animation_type=”default” enable_animation=”true” animation=”fade-in-from-bottom” animation_easing=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” delay=”100″][vc_column_text css=”” text_direction=”default” el_class=”titulo-parrafo-contenido”]\n

A humanistic banker<\/h3>\n[\/vc_column_text][\/vc_column][vc_column column_padding=”padding-1-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”top” bottom_margin=”20px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”2\/3″ tablet_width_inherit=”small_desktop” animation_type=”default” enable_animation=”true” animation=”fade-in-from-bottom” animation_easing=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default”][vc_column_text css=”.vc_custom_1729085802711{padding-top: 10px !important;padding-bottom: 30px !important;}” text_direction=”default”]Guido Stein also finds these principles as a banker at a deeper level2<\/sup>. The Doctor of Philosophy and Master of Economics and Business Management maintains that Luis Valls was not only the helmsman with an adeptness for numbers of a bank which was named several times the most profitable in the world. He was also a person who lived “a multifaceted life, inspired by what matters most – that is, which is people and doing what is right.”<\/em><\/p>\n

In his professional role, he allowed this to permeate. Stein considers that “the expression of a personal vocation (was) rooted in religious convictions inspired by San Josemar\u00eda, Founder of Opus Dei, which had an underlying, indelible, and permanent reflection on the decision-making and action criteria that permeated his style of governance and management.” <\/em>[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”40px” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” top_padding=”2%” bottom_padding=”5%” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” shape_type=”” gradient_type=”default”][vc_column column_padding=”padding-1-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”top” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”small_desktop” animation_type=”default” enable_animation=”true” animation=”fade-in-from-bottom” animation_easing=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” delay=”100″][vc_column_text css=”” text_direction=”default” el_class=”titulo-biblio”]Bibliography[\/vc_column_text][vc_column_text css=”.vc_custom_1718297075628{border-left-width: 1px !important;padding-top: 0px !important;padding-bottom: 0px !important;padding-left: 40px !important;border-left-style: solid !important;border-color: #968523 !important;}” text_direction=”default” el_class=”detalle-biblio”](1) In an article written by him and published in the newspaper El Nuevo Lunes on February 18, 1991. (2) Professor at IESE Business School and Director of the Negotiation Area, author of the book Decision and Action. Recovering Common Sense: Drucker, Valls, and Buffet<\/em>, among others (McGraw Hill, 2022), from which these quotes are extracted.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_row_inner column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” text_align=”left” row_position=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” pointer_events=”all”][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”left” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” overflow=”visible” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default”][vc_column_text css=”.vc_custom_1720699533448{padding-left: 42px !important;}” text_direction=”default” el_class=”titulo-nv”]Previous[\/vc_column_text][nectar_btn size=”large” button_style=”regular” button_color_2=”Extra-Color-1″ solid_text_color_override=”#968523″ icon_family=”fontawesome” el_class=”nv-anterior-button” css_animation=”pulse” text=”A Banking Style” icon_fontawesome=”fa fa-long-arrow-left” url=”https:\/\/www.luisvallstaberner.com\/en\/a-banking-style\/”][\/vc_column_inner][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” overflow=”visible” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][\/vc_column_inner][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”right” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” overflow=”visible” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/3″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default”][vc_column_text css=”.vc_custom_1720699544640{padding-right: 42px !important;}” text_direction=”default” el_class=”titulo-nv”]\n

Next<\/p>\n[\/vc_column_text][nectar_btn size=”large” button_style=”regular” button_color_2=”Extra-Color-1″ solid_text_color_override=”#968523″ icon_family=”fontawesome” el_class=”nv-siguiente-button” css_animation=”pulse” text=”Leadership” icon_fontawesome=”fa fa-long-arrow-right” url=”https:\/\/www.luisvallstaberner.com\/en\/a-banking-style\/leadership\/”][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”default” equal_height=”yes” content_placement=”top” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” bg_color=”#968523″ scene_position=”center” bottom_padding=”20px” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column column_padding=”padding-2-percent” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”top” top_margin=”10″ column_element_direction_desktop=”default” column_element_spacing=”0px” desktop_text_alignment=”left” tablet_text_alignment=”default” phone_text_alignment=”default” background_color=”#968523″ background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/4″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default”][vc_column_text css=”” text_direction=”default” el_class=”titulo-descarga-ficheros”]\n

Related file download:<\/h3>\n[\/vc_column_text][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”left” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”3\/4″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid” column_padding_type=”default” gradient_type=”default”][carousel script=”flickity” flickity_formatting=”default” desktop_cols_flickity=”3″ desktop_small_cols_flickity=”2″ tablet_cols_flickity=”2″ phone_cols_flickity=”1″ flickity_controls=”default” color=”extra-color-1″ flickity_overflow=”hidden” flickity_wrap_around=”no-wrap” pagination_alignment_flickity=”default” flickity_spacing=”default” flickity_centered_cells=”true” flickity_column_vertical_alignment=”default” column_padding=”0″ flickity_element_spacing=”20px” border_radius=”none” enable_column_border=”true”][item simple_slider_bg_image_position=”default” simple_slider_overlay_strength=”0.3″ simple_slider_bg_image_loading=”default” id=”1729086666951-9″ tab_id=”1729086666953-0″ title=”Elemento”][vc_row_inner equal_height=”yes” content_placement=”top” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” top_padding=”10%” bottom_padding=”10%” left_padding_desktop=”10%” right_padding_desktop=”10%” text_align=”left” row_position=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” pointer_events=”all” css=”.vc_custom_1718098374132{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;}”][vc_column_inner bottom_padding_desktop=”20px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_blank” overflow=”visible” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_color=”#fffefb” column_border_style=”solid” column_padding_type=”advanced” gradient_type=”default” column_link=”\/wp-content\/uploads\/2024\/07\/2.6.1.-El-Popular-es-un-libro-siempre-abierto-por-Luis-Valls.-El-Nuevo-Lunes-febrero-91.pdf”][image_with_animation image_url=”7196″ image_size=”thumbnail” animation_type=”entrance” animation=”None” animation_movement_type=”transform_y” hover_animation=”none” alignment=”” border_radius=”none” box_shadow=”none” image_loading=”default” max_width=”custom” max_width_custom=”42″ img_link=”wp-content\/uploads\/2024\/06\/anexo1.1_periodico.pdf”][vc_column_text css=”” text_direction=”default” el_class=”titulo-fichero”]Article written by Luis Valls. El Nuevo Lunes, February 18, 1991 <\/span>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/item][\/carousel][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"

[vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” bg_color=”#ffffff” bg_image=”11901″ bg_position=”center top” background_image_loading=”default” bg_repeat=”no-repeat” scene_position=”center” top_padding=”4%” bottom_padding=”4%” text_color=”light” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overflow=”visible” color_overlay=”#0a0a0a” overlay_strength=”0.5″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” parallax_bg=”true” parallax_bg_speed=”fast” gradient_type=”default” shape_type=””][vc_column…<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":7771,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-7777","page","type-page","status-publish"],"acf":[],"yoast_head":"\nBeginnings of Luis Valls Taberner | A Style of Banking<\/title>\n<meta name=\"description\" content=\"Discover the principles that guided Luis Valls Taberner in his unique approach to banking: Solvency, efficiency, and transparency.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.luisvallstaberner.com\/en\/a-banking-style\/his-principles\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Beginnings of Luis Valls Taberner | A Style of Banking\" \/>\n<meta property=\"og:description\" content=\"Discover the principles that guided Luis Valls Taberner in his unique approach to banking: Solvency, efficiency, and transparency.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.luisvallstaberner.com\/en\/a-banking-style\/his-principles\/\" \/>\n<meta property=\"og:site_name\" content=\"Luis Valls Taberner\" \/>\n<meta property=\"article:modified_time\" content=\"2024-10-16T13:56:31+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.luisvallstaberner.com\\\/en\\\/a-banking-style\\\/his-principles\\\/\",\"url\":\"https:\\\/\\\/www.luisvallstaberner.com\\\/en\\\/a-banking-style\\\/his-principles\\\/\",\"name\":\"Beginnings of Luis Valls Taberner | A Style of Banking\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.luisvallstaberner.com\\\/en\\\/#website\"},\"datePublished\":\"2024-06-13T16:44:45+00:00\",\"dateModified\":\"2024-10-16T13:56:31+00:00\",\"description\":\"Discover the principles that guided Luis Valls Taberner in his unique approach to banking: Solvency, efficiency, and transparency.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.luisvallstaberner.com\\\/en\\\/a-banking-style\\\/his-principles\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.luisvallstaberner.com\\\/en\\\/a-banking-style\\\/his-principles\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.luisvallstaberner.com\\\/en\\\/a-banking-style\\\/his-principles\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/www.luisvallstaberner.com\\\/en\\\/home-lvt-centenary\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"A Banking Style\",\"item\":\"https:\\\/\\\/www.luisvallstaberner.com\\\/en\\\/a-banking-style\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"His Principles\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.luisvallstaberner.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.luisvallstaberner.com\\\/en\\\/\",\"name\":\"Luis Valls Taberner\",\"description\":\"A Banker for History\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.luisvallstaberner.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.luisvallstaberner.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.luisvallstaberner.com\\\/en\\\/#organization\",\"name\":\"Luis Valls Taberner\",\"url\":\"https:\\\/\\\/www.luisvallstaberner.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.luisvallstaberner.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.luisvallstaberner.com\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/logo-Luis-negro_color.png\",\"contentUrl\":\"https:\\\/\\\/www.luisvallstaberner.com\\\/wp-content\\\/uploads\\\/2024\\\/04\\\/logo-Luis-negro_color.png\",\"width\":342,\"height\":140,\"caption\":\"Luis Valls Taberner\"},\"image\":{\"@id\":\"https:\\\/\\\/www.luisvallstaberner.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Beginnings of Luis Valls Taberner | A Style of Banking","description":"Discover the principles that guided Luis Valls Taberner in his unique approach to banking: Solvency, efficiency, and transparency.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.luisvallstaberner.com\/en\/a-banking-style\/his-principles\/","og_locale":"en_US","og_type":"article","og_title":"Beginnings of Luis Valls Taberner | A Style of Banking","og_description":"Discover the principles that guided Luis Valls Taberner in his unique approach to banking: Solvency, efficiency, and transparency.","og_url":"https:\/\/www.luisvallstaberner.com\/en\/a-banking-style\/his-principles\/","og_site_name":"Luis Valls Taberner","article_modified_time":"2024-10-16T13:56:31+00:00","twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.luisvallstaberner.com\/en\/a-banking-style\/his-principles\/","url":"https:\/\/www.luisvallstaberner.com\/en\/a-banking-style\/his-principles\/","name":"Beginnings of Luis Valls Taberner | A Style of Banking","isPartOf":{"@id":"https:\/\/www.luisvallstaberner.com\/en\/#website"},"datePublished":"2024-06-13T16:44:45+00:00","dateModified":"2024-10-16T13:56:31+00:00","description":"Discover the principles that guided Luis Valls Taberner in his unique approach to banking: Solvency, efficiency, and transparency.","breadcrumb":{"@id":"https:\/\/www.luisvallstaberner.com\/en\/a-banking-style\/his-principles\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.luisvallstaberner.com\/en\/a-banking-style\/his-principles\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.luisvallstaberner.com\/en\/a-banking-style\/his-principles\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/www.luisvallstaberner.com\/en\/home-lvt-centenary\/"},{"@type":"ListItem","position":2,"name":"A Banking Style","item":"https:\/\/www.luisvallstaberner.com\/en\/a-banking-style\/"},{"@type":"ListItem","position":3,"name":"His Principles"}]},{"@type":"WebSite","@id":"https:\/\/www.luisvallstaberner.com\/en\/#website","url":"https:\/\/www.luisvallstaberner.com\/en\/","name":"Luis Valls Taberner","description":"A Banker for History","publisher":{"@id":"https:\/\/www.luisvallstaberner.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.luisvallstaberner.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.luisvallstaberner.com\/en\/#organization","name":"Luis Valls Taberner","url":"https:\/\/www.luisvallstaberner.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.luisvallstaberner.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.luisvallstaberner.com\/wp-content\/uploads\/2024\/04\/logo-Luis-negro_color.png","contentUrl":"https:\/\/www.luisvallstaberner.com\/wp-content\/uploads\/2024\/04\/logo-Luis-negro_color.png","width":342,"height":140,"caption":"Luis Valls Taberner"},"image":{"@id":"https:\/\/www.luisvallstaberner.com\/en\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.luisvallstaberner.com\/en\/wp-json\/wp\/v2\/pages\/7777","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.luisvallstaberner.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.luisvallstaberner.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.luisvallstaberner.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.luisvallstaberner.com\/en\/wp-json\/wp\/v2\/comments?post=7777"}],"version-history":[{"count":8,"href":"https:\/\/www.luisvallstaberner.com\/en\/wp-json\/wp\/v2\/pages\/7777\/revisions"}],"predecessor-version":[{"id":13639,"href":"https:\/\/www.luisvallstaberner.com\/en\/wp-json\/wp\/v2\/pages\/7777\/revisions\/13639"}],"up":[{"embeddable":true,"href":"https:\/\/www.luisvallstaberner.com\/en\/wp-json\/wp\/v2\/pages\/7771"}],"wp:attachment":[{"href":"https:\/\/www.luisvallstaberner.com\/en\/wp-json\/wp\/v2\/media?parent=7777"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}